Washington State Medicare Supplement Plans

As of this writing (11/10/2018), the Washington State Insurance Commissioners office has approved the following plans: A, B, C, D, F (including High Deductible F), G, K, L, M, N.

Every insurer in Washington State must offer plan A, if they are going to offer Medicare Supplement plans, also known as Medigap plans.

High Deductible Plan F, has a deductible of $2,180 for 2015.  On the high deductible plan F, this deductible must be met, before this medicare supplement plan pays any benefits.

Exact Same Plans!

Although rates differ from each insurer, the plans all have the exact same benefits.  Meaning a Plan C with one carrier has the same benefits as Plan C with another carrier.  The only difference is cost.

Medigap

Washington State doesn’t have any yearly open enrollment period for Medicare Supplement plans, which means you can buy or switch Medicare Supplement plans anytime throughout the year.

Insurers may require a health screening (usually a health questionnaire) if you’re switching to a better (richer) Medicare supplement plan. ¬†However, if you are switching from and to the same plan, there is no health screening. ¬†Meaning if your carrier that you have Plan F through just raised their rates, you can switch to another carrier that has a cheaper Plan F, with no medical questions asked.

Insurers can change their Medicare Supplement rates at anytime throughout the year, however many will only change their prices once a year at the same time of year.

At Avenue Insurance Planners we offer a free Medicare Supplement shopping service to you.  We don’t charge our clients as we are paid by the carrier.  We offer full transparency when shopping plans for you, you see the exact rate from all the carriers, so that you know we are getting you the best plan at the lowest cost.  (352) 508-4221