Washington State Medicare Supplemental Plans

Medicare supplement insurance plans are designed to help seniors who want to have little to no worries when it comes to choosing their doctor or hospital, cover the gap between what hospitals and doctors charge for their services and what Medicare will pay.  Insurance carriers that offer Medicare Supplement plans are constantly changing their rates, as well as their underwriting, to keep up with it is a daunting task.

Using a Medicare Supplement plan to supplement your Original Medicare coverage will help you lower or virtually eliminate your out-of-pocket expenses and enable you to use the doctor or hospital you want.  Any doctor or hospital that accepts Original Medicare will also accept your Medicare Supplement plan.

Did you know that you can change your Medicare Supplement plan any time of the year?

There are 10 different Medicare Supplement standardized insurance plans – Plans A, B, C, D, F, G, K, L, M, and N.  Each plan offers different benefits – some more comprehensive than others.  For example, Plan A offers coverage of only the basic benefits of Medicare Supplement Insurance, while Plan F is the most comprehensive.  But that doesn’t necessarily mean that Plan F is the best plan for you.  What do standardized mean?  Take for example a Plan F with XYZ carrier, ABC carrier has a Plan F as well, guess what, they both have the same exact benefits.

To complicate this even further, in the State of Washington as of this writing, there are 25 different carriers offering Medicare Supplement insurance.  Who is the best carrier?  A lot of my clients are on either fixed incomes or don’t like spending more money then they have to, so they are constantly having me check which carrier has the best rates for their plan.

You can view more details about the benefits covered by each Medicare Supplement Plan using the links below:

If you want a quote or if you have questions about Washington State Medicare Supplemental Plans, fill out the form to your right, or call 509-927-9200.