Marijuana Life Insurance and DUI

On July 9th, 2014, I wrote about Marijuana Life Insurance and how I can get people non-smoker rates even if they smoke marijuana.  This has been a question that has come to my attention a lot over the last several weeks, with Washington implementing non-medicinal use of marijuana.

Fast forward to today.  The Spokane County Sheriff’s Office arrested an 18-year-old for DUI for being around marijuana smoke and field tested to be above the limit.

One may qualify for life insurance at non-smoker rates if they smoke marijuana; however, if there are more circumstances, ie…. driving under the influence (DUI), that will make it harder to get a policy at affordable rates or even at all.

The Revised Code of Washington (RCW) states, “(b) Analyses of blood samples obtained more than two hours after the alleged driving may be used as evidence that within two hours of the alleged driving, a person had a THC concentration of 5.00 or more in violation of subsection (1)(b) of this section, and in any case in which the analysis shows a THC concentration above 0.00 may be used as evidence that a person was under the influence of or affected by marijuana in violation of subsection (1)(c) or (d) of this section.”