The people I talk to either love or hate talking about long term care. Those that want to talk about it, have had a friend or loved one need long term care services, those that don’t want to talk about it, don’t think it will happen to them.
If I can be frankly honest, Long Term Care insurance is something that you want to purchase in case you need it, however you don’t ever want to use it. Kind of like fire insurance or car insurance. Health insurance is a bit different, you know that at some point you will use your health insurance policy, whether it is for a regular physical, getting hurt, or getting sick.
One of the nice things about quoting long term care policies, is they’re completely movable. What does that mean. Lot’s of moving parts can make sure we get the coverage’s you want, and not the ones you don’t want, making a completely customizable quote.
Keeping that in mind, as far as I know there is no such thing as an online quote for long term care, and quite frankly, I wouldn’t want one of my clients to use one, as the coverage is just to important not to talk about during the process.