Did you just get married, or are planning on getting married? Have you thought about what insurance protections you might need to put in place or adjust?
To Love and To Hold, till death do us part. I know being just married and talking about death is no fun, or even very comfortable to talk about. Maybe you don’t want to think about it. I can tell you this, ignoring it won’t make it not happen to you. Being in this business, I have had the opportunity to deliver a check to the widow taking care of their financial dilemma. I have also had the unfortunate opportunity to hear a widow’s story when they couldn’t keep up with the house payment after their spouse had an untimely death and no life insurance.
You can probably guess which conversation I would rather have!!
There is no amount of life insurance that can replace a person, no amount of money is good enough. Personally speaking, I don’t want my wife and kids to have to worry about money if I were to die early, and it is worth it to me to pay that premium for the life insurance, even though I could use it elsewhere.
Life insurance is not something that one should procrastinate on. At some point, before you pass away, you become uninsurable. What does that mean? I take a lot of phone calls for people wanting life insurance because they just had a scare; maybe a heart attack, stroke, cancer; but is that person insurable anymore. The answer is Depends. Don’t wait until it’s too late to get your just married life insurance.
Brian Gruss of Avenue Insurance Planners has a knack for life insurance and would love to help you and your spouse with the appropriate insurance coverage. Please call 352-508-4221