How to Enroll Into Medicare

How to Enroll In Medicare?  So you’re turning 65, your coming of age.  So now what do you need to do to enroll in Medicare?  Really you need to make a financial decision before you enroll into Medicare, and that is, have you started taking Social Security, or will you start taking Social Security Income when you are 65??  This answer will dictate how you will enroll in Medicare.

Medicare Card

If you are taking Social Security you will automatically be enrolled into Medicare, be watching your mail for your red white and blue Medicare card.  Typically it will come in a manila government envelope that says CMS (Centers for Medicare and Medicaid Services).  Do not throw this away!!!!!

If you are not taking Social Security than you will need to manually enroll into Medicare.  Don’t procrastinate on this, as it is a bureaucratic program that doesn’t necessarily move in lightning speed.  That being said, they will not let you enroll until it is 90-days before the 1st of the month of your birthday.  For example you turn 65 on September 22nd., Medicare will be effective 09-01

You can also take a look at this little video for pointers. https://www.youtube.com/embed/HoqUKCHz-48

You can enroll in one of several ways.  I have detailed it into video format as I have found that it is easier to digest.  If you need to pause to take notes it is easy to just hit the pause button. 

Steps to manually enroll into Medicare

  1. Going to the Medicare website (http://www.medicare.gov/) and enrolling there (by way of the Social Security Website),
  2. Going into the local Social Security office.
  3. Calling Social Security on the phone.  (1-800-772-1213) Why you may ask are you calling Social Security when all you want to do is enroll into Medicare.  Well, I’m glad you asked.  The Social Security department handles the enrollment into Medicare.

When you are enrolling you will want to enroll in both Parts A and B.  As you may already know, Medicare Part A (Hospital) covers in-patient hospital, Skilled Nursing and Hospice.  Medicare Part B (Medical), covers outpatient doctors, labs & x-rays.

As always if you have any questions what so ever, do not hesitate to call, I am more than happy to help out wherever I can.  Once enrolled into Medicare, give a call and let’s go over your Medicare Supplemental options.  352-508-4221