Health Insurance

Health Insurance

Florida Health Insurance Quotes

Avenue Insurance Planners is an independent insurance agency providing health insurance quotes for Floridians directly from several health insurance carriers. We will help you find individuals and family. We serve all of FL, including Orlando, Tavares, E, and everywhere.

Health Insurance

Health Insurance can be purchased from our agency either on the Florida Health Insurance Marketplace (exchange) or off the conversation with several carriers, including Cigna, United Healthcare, Oscar, and others. Prices are approved by the OIR (Office of Insurance Regulation), so you will not find better rates on your health insurance by going directly to the carrier.

Individual and Family Insurance Coverage

We have options for medical coverage for both individuals and families. If you are starting a business, self-employed, between jobs, losing parental coverage, or needing an alternative to COBRA, then we can help you.

We have several benefit designs, deductibles, co-payments, and coinsurance options. Our comprehensive plans include doctor visits, preventive care, and prescription drug coverage. Deductibles will start at $250 per individual, and coinsurance can be set at 100%. There are no longer lifetime maximums on individual policies.

Florida Maternity Insurance Plans

One of the ten essential health benefits under the Affordable Care Act, all health insurance plans must cover maternity expenses. The only factors affecting your costs will be the out-of-pocket expenses associated with your chosen method. It would be best to have insurance during the open enrollment window unless you have a qualifying life event.

Your premiums will vary depending on whether you purchase insurance on or off the exchange. If you qualify for a tax credit, the only place you can buy health insurance and get a subsidy will be on the sale. Depending on your needs, we can help you find coverage on and off the Washington Health Plan Finder website.

Short-Term Health Insurance Quotes

There are a couple of different options for Short Term Health Insurance. These inexpensive plans offer coverage for as little as one month to six months. Short-term goals are wise if you know you will have permanent coverage at the end of the selected term.

One word of caution is that a Short Term Medical Insurance plan should not be used as a long-term plan.

Otherwise, purchasing a permanent plan that can be canceled later may be a good idea. This will ensure that you will not be denied a policy because of poor health if you need to reapply for coverage later. Underwriting standards are less strict for short-term overage, so it’s easy to qualify.

Stopped Smoking

Suppose you have recently stopped smoking, then you need to contact us.  We can get your insurer to switch you to the smoking rates, giving you substantial savings.

Contact Us For Quotes & Assistance

We are an independent agency specializing in health insurance plans on the Florida Marketplace. Contact us to learn more about your options and comply with the law.