Want a Quote

How to Find Old Life Insurance Policy

Written by Brian

You are probably searching the internet on how to find old life insurance policy because a loved one recently passed away.  First and foremost I am truly sorry for your loss.  If you know that your loved one purchased a life insurance policy from us at Avenue Insurance Planners, please give us a call!  This is part of our job, that we want to be able to help you out with.

Life Insurance

If however your loved one bought it elsewhere but you don’t know where.  Then this is how to find that old life insurance policy.  You can use these instructions for term life, whole life and universal life policies.

Items you will need:

  • Name of the insured
  • If you have the policy, than the policy
  • A certified copy of the death certificate.  (The funeral home should be able to help you with this, or the County records department.)

Places to look to find old life insurance policy

  • Search through bank statements, and checking accounts to see if there were any recent payments to an insurance company
  • Look through old mail for statements or billing reminders
  • Talk to the persons auto / home insurance agent or carrier to see if a life insurance policy was bought through them
  • Contact the HR department of the persons last place of employment to see if there was a policy that was purchased through benefits.  If it is a small business than check with the business owner.
  • Look over income tax statements to see if an insurer has paid interest that was claimed on taxes
  • Contact there bank to see if they had a safe deposit box or bought a life insurance policy through the bank.

If you still cannot find a policy then use the Life Insurance Policy Locator Service You can also check unclaimed property in all the States that they lived in at www.unclaimed.org

After you have the policy, get a hold of the insurance company to file a claim.  A quick Google search can get you a current phone number if you don’t have a good number for the life insurance carrier.  If the life insurance carrier gives you any grief in the claim process don’t hesitate to contact the insurance commissioner’s office for the State to get their assistance in the claim filing.

About Avenue Insurance Planners
About Avenue Insurance Planners

We work with individuals across the nation to secure the best insurance rates.  Licensed and servicing clients in all lines and specializing in Medigap, and Life insurance

This entry was posted in Life Insurance. Bookmark the permalink.

Comments are closed.