Setting up a final expense plan is not something a lot of people want to think about until later on in life or sometimes ever. Let’s get into what final expense plans are. This is a plan that you purchase, that you are guaranteed to use (as everyone passes away). There are two styles of final expense plans, I represent both.
The first style of final expense plan, is where you pick out a funeral home and casket type, along with a grave sight and headstone, you then prepay it. This is the most common style of final expense plan, but in my opinion, it leaves a lot to be desired.
The second style of a final expense plan is a set dollar amount that you want your stated beneficiary to have to take care of your final expenses. These policies are fully portable, meaning you don’t have to choose a specific funeral home if you don’t want to, as well these policies can give your family the money to be able to pay for travel, death certificates as well as other bills that are associated with passing away. These policies generally pay out within a couple days of providing the company with a valid death certificate. I as your agent would be more than happy to work with your family in getting the necessary documents to the company to expedite payout, and take just one more thing off of their plate.
For a free consultation on final expense plans and how affordable they are give me a call today. 352-508-4221