What you do to prepare for it is all up to you.
Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire.
Freak accidents are NOT usually the culprit. Back injuries, cancer, heart disease, and other illnesses cause the majority of long-term absences.
To help you get by when a medical emergency happens and causes you to miss work, you should take advantage of disability insurance provided by your employer. Depending on the policy, disability insurance could pay for your entire salary or just a percentage while you can’t work.
To discuss your disability insurance options, contact me.