Cancer Insurance or Critical Illness Insurance

Chances are you know someone that has been diagnosed with cancer.  More than likely you also know someone that had a heart attack or stroke.  And, maybe just maybe you’ve heard about a friend or Bob down the street that has been diagnosed with a chronic illness?

Given the devastating nature of these illnesses, doesn’t it make sense to explore an insurance policy that provides supplemental coverage if you or someone you love is diagnosed with a range of critical illnesses and not just cancer?

When you consider that cancer, heart attack and stroke represent the most common and expensive critical Illness diagnoses, it really makes sense to look at a policy that provides coverage beyond cancer. As a matter of fact, depending on the policy, critical illness insurance may cover 20 or more conditions, including

  • ALS
  • Alzheimer’s
  • Organ Transplant
  • Coma
  • Major Organ Transplant
  • Parkinson’s Disease
  • Brain Tumor

Going with a Critical Illness policy makes sense for the simple reason that it covers such a wide range of conditions. So, take the time to evaluate your potential circumstances and choose a comprehensive cancer insurance or critical illness insurance plan that helps you with some of your bills.

You can rest easier knowing that this policy will help bridge the financial gap between what your existing medical insurance covers and the additional expense associated with certain critical illnesses.  Most important, you decide how to use this payment.  It can be used for

  • Medical co-pays and deductibles
  • Prescription drug co-pays
  • Mortgage or rent
  • Utility payments or other household bills
  • Out-of-network treatments
  • Childcare bills
  • Car payments

Keep in mind, Critical Illness insurance DOES NOT replace your current medical insurance, so this is something you would have in addition to your health insurance.

However, it does provide you with a lump-sum benefit payment if you’ve experienced one or more of the covered conditions.

So, give us a call and let’s talk.  It maybe time to re-think your insurance decisions. (352) 508-4221