What is Term Life Insurance

Imagine Jane, a 30-year-old mother. She loves her family and worries about their future should anything happen to her. Term life insurance provides her peace of mind, knowing her family won’t bear financial burdens if she’s no longer there. It’s a contract between her and the insurance company, guaranteeing a set payout to her loved…
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Return of Premium Term Life Policies Worth Exploring

To the relief of many consumers not satisfied with either of the two types of traditional life insurance, insurance companies have started offering a third option.  This new product is called Return of Premium (ROP) Term and combines Term and permanent insurance features.  The feature that excites buyers about ROP Term is that at the…
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Permanent Life Insurance Isn’t Just Valuable for Death Benefits

Everything from an untimely death or disability to suddenly finding out your home has been overtaken by termites can seriously burden family finances. Everyone, even young families, should have a financial security plan to protect against life and death uncertainties. Life insurance should be one of the top priorities in a financial security plan. Buying…
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