Florida Personal Injury Protection Insurance

“Personal Injury Protection coverage (PIP) is an essential component of automobile insurance in Florida. PIP coverage is designed to provide medical coverage, funeral, and burial expenses, lost wages, and death benefits to individuals injured in a car accident, regardless of who was at fault. This article will explain how PIP coverage in Florida works, how…

The Florida Guaranty Association: Protecting Policyholders When Insurers Fail

When an insurance company fails, it can be a devastating experience for policyholders, and the loss of coverage can leave individuals and businesses vulnerable to financial ruin. Fortunately, guaranty associations exist to protect policyholders in the event of an insolvent insurer. The Florida Guaranty Association (FGA) is responsible for this important task in Florida. What…

Windstorm Mitigation Discounts

Windstorm mitigation discount, also known as wind mitigation discounts or wind loss mitigation discounts, are reductions in insurance premiums offered to policyholders who have taken steps to make their homes more resistant to wind damage from strong winds. These premium discounts are designed to incentivize homeowners to invest in windstorm loss reduction measures, which can…